A private credit management company for lower-middle market businesses

PAC Capital is a centralized management company responsible for personnel, capital, and credit operations across a portfolio of small business private credit entities. This includes direct oversight of underwriting policy, origination activity, servicing, compliance, and portfolio performance for all entities.

01

Capital Management

We structure and manage private credit capital for deployment into short-duration small business lending products.

02

Platform Operations

We build and operate direct lending platforms, overseeing underwriting, compliance, funding, and servicing.

03

Risk & Portfolio Oversight

We actively monitor performance, manage collections and recoveries, and prioritize capital preservation over volume.

04

Origination & Capital Access

We maintain relationships across a broad network of lenders and capital providers, allowing us to match businesses with financing structures aligned to their risk profile and operating needs.

Institutional Counterparties

PAC Capital operates as an institutional platform, working with banks, credit funds, and strategic counterparties to support disciplined small business lending.

Credit & Operating Infrastructure
Risk & Portfolio Oversight
Institutional Partnerships

For institutional inquiries

info@paccapital.co